Description
National Pension System (NPS) is a voluntary, government-sponsored pension scheme regulated by the Pension Fund Regulatory and Development Authority (PFRDA). It is open to Indian citizens aged between 18 and 65 years.
NPS allows subscribers to invest in a mix of equity, government bonds, and corporate debt, offering both safety and growth potential. The scheme has two types of accounts:
- Tier-I Account: A mandatory retirement account with withdrawal restrictions.
- Tier-II Account: A voluntary savings account with flexible withdrawal options.
Key Benefits:
- Tax Benefits: Tax deduction up to ₹1.5 lakh under Section 80C and an additional ₹50,000 under Section 80CCD(1B).
- Low-cost structure and market-linked returns.
- Portable account that moves with you across jobs and cities.
- On retirement, you can withdraw up to 60% of the corpus as a lump sum (tax-free), and use the remaining 40% to buy an annuity (regular pension).
NPS is a secure and efficient way to ensure financial independence in old age.
📑 Required Documents:
- Adhar Card
- PAN Card
- Bank Passbook
- Photo
- Mobile no.
- Email ID
Next Step:
Instructions:
To avail the benefits of the National Pension System (NPS), ensure all necessary documents are ready and valid. After placing your order, kindly send the above-mentioned documents via WhatsApp to 8127089619 for verification and further processing.
Reviews
There are no reviews yet.